Jom bina INCOME dengan takaful. 💰 ✔Market luas. Dari newborn sampai ke warga emas. ✔Takaful dah jadi KEPERLUAN hidup di Malaysia ✔Income...

Kerjaya Sebagai Konsultan Takaful

Jom bina INCOME dengan takaful. 💰
✔Market luas. Dari newborn sampai ke warga emas.
✔Takaful dah jadi KEPERLUAN hidup di Malaysia
✔Income tinggi dan berpanjangan. Tak perlu buang masa, buang tenaga, untuk margin income yang kecil. Ingat, sumber kita terhad kenapa perlu penat-penatkan diri.
Special dengan Zurich Takaful
📃 Yuran exam takaful Rm 80 diwaivekan


PATINA - ZURICH MAA TAKAFUL




Assalamualaikum dan Selamat Pagi. Mulakan dengan Bismillah Beserta dengan Senyuman.  Moga Hari ini menjadi hari yang diberkati&qu...

Zurich Takaful





Assalamualaikum dan Selamat Pagi.

Mulakan dengan Bismillah Beserta dengan Senyuman. 
Moga Hari ini menjadi hari yang diberkati"

Bermula pada hari ni... 
Maa Takaful telah berevolusi dari company tempatan kepada company takaful international pertama... 
dan di kenali sebagai Zurich Takaful.
We are moving forward
We are not merge.. we are own by Zurich..

As of 1 July 2016, MAA Takaful became part of the Zurich Insurance Group (“Zurich”), one of the world’s leading insurance groups. 
The acquisition marks a significant milestone for Zurich in Malaysia, 
an exciting market where Zurich is committed to broadening its solutions and contributing to the growth of the Takaful industry.
For more information about this exciting venture, please read on:

https://www.maatakaful.com.my/?page_id=68
http://www.insurancejournal.com/news/international/2016/06/30/418736.htm

Selamat Hari Raya.

 

As of 1 July 2016, MAA Takaful became part of the Zurich Insurance Group (“Zurich”), one of the world’s leading insurance groups. The acquisition marks a significant milestone for Zurich in Malaysia, an exciting market where Zurich is committed to broadening its solutions and contributing to the growth of the Takaful industry.
For more information about this exciting venture, please read on:
About Zurich
Zurich is a leading multi-line insurer that serves its customers in global and local markets. With about 55,000 employees, we provide a wide range of general insurance and life insurance products and services. We serve individuals, small businesses, and mid-sized and large companies, including multinational corporations, in more than 170 countries.
Our Mission
Our mission is to help our customers understand and protect themselves from risk.
Who We Are
Founded in Switzerland in 1872, Zurich is one of the world’s most experienced insurers. Our customers choose Zurich because they value our expertise, knowledge and stability. Our brand promise of intelligent protection is Zurich’s unique approach to understanding and managing risk – not only on behalf of our customers, but also in the long-term interest of all stakeholders.
What We Do
We are prioritising investment in distinctive positions – our high-potential market positions in the corporate market, commercial mid-market and select retail markets. We are managing other businesses for value, while turning around or exiting underperforming businesses.
How We Do It
We are growing our operating earnings by reducing complication and overhead costs throughout our business, increasing operational efficiency and improving processes, and enhancing investment returns. We are also building the necessary supporting capabilities. In all that we do, we are living up to the Zurich Commitment to stakeholders, which includes acting responsibly throughout our business and following our core values.
No.QuestionsAnswers
A. About The Transaction
1.What has happened?Zurich Insurance Company Limited, a subsidiary of Zurich Insurance Group (“Zurich”), has acquired 100% of the shares of MAA Takaful Berhad (“MAAT”) from MAA Group Berhad (“MAAG”) and Solidarity Group Holding BSC (Closed) (“Solidarity”).
2.Who is Zurich?Zurich is one of the world’s largest insurance groups and one of the few to operate on a truly global basis. Founded in 1872 and headquartered in Zurich, Switzerland, Zurich’s mission is to help customers understand and protect themselves from risk.
Zurich is a leading multi-line insurer that serves its customers in global and local markets. With about 55,000 employees, Zurich provides a wide range of general insurance and life insurance products and services. Zurich serves individuals, small businesses, mid sized and large companies, including multinational corporations in more than 170 countries. Zurich has a solid financial position with strong credit rating granted by S&P’s (AA-/stable) . We aspire to become the best global insurer as measured by our customers, distributors, employees and shareholders.
3.Why did Zurich acquire MAA Takaful ?Zurich is keen to expand its presence in Malaysia as Malaysia is one of the key Asian markets with significant growth prospects. The acquisition of MAA Takaful is another milestone in our emerging-market strategy. It expands our presence in the Asia-Pacific region and positions us for further profitable growth.
Because MAA Takaful is one of the most well-established Takaful operators in Malaysia, it offers Zurich a unique opportunity to acquire a national distribution platform and a more mature infrastructure to penetrate the Takaful market – something which would be extremely difficult to replicate from scratch. To be successful in this market, it is important that we offer products and solutions that meet all our customers’ needs, including the more than 60% of Malaysia’s population who are Muslims ( 2010 Census ). The size of the company and the Takaful market will also give Zurich a significantly enhanced capability in South East Asia.
Zurich recognises the strengths of MAA Takaful in its 9 years of takaful expertise; a strong and experienced management team and loyal employee base; an extensive tied-agency in Takaful Family; a quality team to support General Takaful; and over 1.1 million certificate holders in Malaysia.
4.Will the company name and brand be changed?Yes, the company name will change to reflect the change of ownership of the company, as soon as we have received all the necessary approvals.
MAA Takaful is a well respected company in Malaysia. We will look to combine MAA Takaful’s strong reputation and Takaful market knowledge with Zurich’s international brand. A gradual transition to the Zurich brand will be implemented.
5.You already have a stake in the Malaysian insurance market ( Zurich Insurance Malaysia Berhad ). What is the relationship between MAA Takaful Berhad and Zurich Insurance Malaysia Berhad?Zurich currently owns a 100% stake in Zurich Insurance Malaysia Berhad which holds conventional Life and GI licenses. With the acquisition of MAA Takaful Berhad, Zurich will acquire a controlling interest in Takaful Family and General Takaful licenses to penetrate the Takaful market.
With the acquisition, Zurich Insurance Company Limited is parent company to both MAA Takaful Berhad and Zurich Insurance Malaysia Berhad.
6.Can you tell us about Zurich Insurance Malaysia Berhad?In 2011 Zurich acquired Malaysian Assurance Alliance Berhad ( MAA ), rebranded it as Zurich Insurance Malaysia Berhad in 2012. Since 2011, we have continued to build on the MAA base and develop the business strongly, bringing technology and new insurance solutions to the market.
Today, Zurich Insurance Malaysia Berhad has a nationwide footprint of 39 branches. Agents and distributors remain as the dominant distribution channel for the Malaysian market as well as for Zurich.
In the life insurance market, Zurich Insurance Malaysia Berhad has a market share of 2.7% ( measured by APE ) and is ranked 8th out of 14 players. Zurich Insurance Malaysia’s general insurance business has a market share of 3.6% and is ranked 11th out of 23 general insurance companies in Malaysia.
B. Policy Terms & Benefits
1.How will this transaction affect me?There will be no impact on the benefits (terms & conditions) and provisions included in existing certificate holder contracts of the company. The company will continue servicing existing MAA Takaful customers and their contracts will remain valid, with all obligations honored until the end of their term. MAA Takaful customers will continue to enjoy the high quality of services provided by the agent/ distributor and by the company.
2.What are the benefits of this acquisition to me as a customer?MAA Takaful customers will be provided with broader range of products for their financial protection and wealth management needs. They will also have access to insurance products from Zurich Insurance Malaysia and takaful products from MAA Takaful, in line with their wishes and requirements.
MAA Takaful and Zurich Insurance Malaysia will synergise and complement each other and leverage on Zurich’s global expertise to broaden and develop more innovative products to meet the ever changing needs of customers.
3.Do I need to do anything with my existing certificates?You do not need to do anything but continue to enjoy the benefits of your existing certificates as well as the quality services provided by your agent and the company.
4.Will there be any change in the certificate contribution?The certificate contribution will not change as a result of this transaction.
C. Service Procedures
1.Will my contact person change?You will continue to be served by your existing agent / broker ( and the company’s Customer Service team / Claims team )
2.Who will deal with my claims? Will there be any change in the claim procedures?Your claims will be handled by your existing agent/ broker and the company’s Claims team with no change on claim procedures.
3.Will the service standards be changed from what I used to receive from MAA Takaful ( and my agent )?At Zurich, customers are always at the centre of everything we do. With effective procedures and measuring mechanisms in place, we assure you that the service quality will be maintained and enhanced continuously.
4.Will the Customer Service centre I used to visit for services remain?The company will continue to operate with the existing branch/office network. We will review our business strategy and customer needs to assess if further changes should take place.

3 perkara yang kita terpaksa ambil lagi-lagi bila sudah bekeluarga :- ---------------------------------------------------------------...

Tanggungjawab ketua keluarga



3 perkara yang kita terpaksa ambil lagi-lagi bila sudah bekeluarga :-
-------------------------------------------------------------------------------------
- Pinjaman Bank
- Pinjaman Kereta
- Pinjaman Peribadi
3 jenis risiko bila memiliki salah 1 atau 3 di atas :-
----------------------------------------------------------------
- Meninggal dunia di awal usia
- Menghidap penyakit kritikal/ kronik
- Hilang Upaya kekal akibat kemalangan atau sakit
3 langkah penyelesaian yang anda perlu pilih :-
---------------------------------------------------------------
- Membuat simpanan sebagai Rezab tunai.
- Berhati-hati dijalanraya dan hanya makan yang berkhasiat sambil berharap tidak berlaku apa-apa.
- MENGAMBIL TAKAFUL PENGGANTIAN GAJI bagi mengurangkan 3 jenis risiko di atas.
mohon takaful segera. Bebaskan keluarga anda dari hutang yang kita cipta.





Come join MAA TAKAFUL


Selamat Menyambut Ramadan


kad perubatan manakah yang anda perlukan? Hospital Panel terbanyak di Malaysia? Kemasukan Mudah Tanpa Menunggu Lama ( MediExpress ) Ward ...

Kad Perubatan Medica 2016


kad perubatan manakah yang anda perlukan?

Hospital Panel terbanyak di Malaysia?
Kemasukan Mudah Tanpa Menunggu Lama ( MediExpress )

Ward Perseorangan untuk keselesaan keluarga? aurat terjaga tanpa berkongsi bilik.





Kenapa perlukan kad perubatan untuk isteri anda dan keluarga?  1. Tanggungjawab menjaga auratnya walaupun sedang sakit. 2. Boleh teman di...

Kad Perubatan Tanggungjawab Ketua Keluarga disaat Musibah Melanda


Kenapa perlukan kad perubatan untuk isteri anda dan keluarga? 

1. Tanggungjawab menjaga auratnya walaupun sedang sakit.
2. Boleh teman disepanjang masa dlm wad tanpa perlu bergaduh dengan misi.
3. Selesa utk saudara mara dtg ziarah tak perlu nak tunggu time melawat.
4. Mempercepatkan kesembuhan kerana persekitaran yg terjaga dan ada privacy 
5. Tidak menunggu terlalu lama untuk proses perubatan dan pembedahan.

Call or Whatapps 019.389.5882




Planning for your child’s future is a wonderful way to give them a head start in life, but with so many investment opportunities out there,...

Pelaburan terbaik bagi anak anak - Takaful Pendidikan

Planning for your child’s future is a wonderful way to give them a head start in life, but with so many investment opportunities out there, which ones are best? 

Buying Education Insurance (Takaful)
Education represents one of the biggest costs for parents and some go completely broke trying to help their children achieve their dreams.   
 Some parents even pull money out of their EPF accounts to cover tuition fees which will leave them without sufficient retirement funds.
Investing in a Child Education Insurance (Takaful) plan can fix a big part of these money woes. It’s a solid choice in terms of affordability as premiums can be as low as RM600 per year depending on the plan and provider.

One more plus point for buying education insurance (Takaful) for your children is that you may claim "tax reliefs of up to RM3, 000 per year" for your premium payments.





MEDICA 2015 - P150

MEDICA 2015 - P150



MEDICA 2015 - P150





Secara Amnya, berikut adalah caruman medica secara amnya mengikut selang umur. Sila pilih mengikut kesesuaian anda, InSyaAllah ianya yang ...

MEDICA2015 - P150 JADUAL BULANAN DAN TAHUNAN


Secara Amnya, berikut adalah caruman medica secara amnya mengikut selang umur.

Sila pilih mengikut kesesuaian anda, InSyaAllah ianya yang terbaik dan termurah di pasaran.

Pelan Dicadangankan Pelan P150 

Main Features : 
1. Cover untuk Rm50,000 Setahun, 
2. Lifetime Unlimited 
3. Bilik Hospital RM150 sehari 
4. Tiada Ko-Takaful



MALE - P150
SELANG UMUR CARUMAN BULANAN (RM) JIKA BULANAN X 12 BLN (RM)   CARUMAN TAHUNAN (RM)   *JIMAT BERBANDING BULANAN(RM)
30 HARI - 5 THN 105.21 1262.52   1169.00   93.52
6 THN   - 15 THN 44.10 529.20   490.00   39.20
16 THN - 21 THN 81.72 980.64   908.00   72.64
22 THN - 29 THN 66.60 799.20   740.00   59.20
30 THN - 39 THN 67.86 814.32   754.00   60.32
40 THN - 49 THN 95.67 1148.04   1063.00   85.04
50 THN - 54 THN 116.01 1392.12   1289.00   103.12
55 THN - 59 THN 175.95 2111.40   1955.00   156.40
60 THN - 64 THN 285.30 3423.60   3170.00   253.60
65 THN - 69 THN 381.42 4577.04   4238.00   339.04
70 THN - 74 THN 519.21 6230.52   5769.00   461.52
75 THN - 79 THN 874.71 10496.52   9719.00   777.52





FEMALE - P150 
SELANG UMUR CARUMAN BULANAN (RM) JIKA BULANAN X 12 BLN (RM)   CARUMAN TAHUNAN (RM)   *JIMAT BERBANDING BULANAN(RM)
30 HARI - 5 THN 105.12 1261.44   1168.00   93.44
6 THN   - 15 THN 43.83 525.96   487.00   38.96
16 THN - 21 THN 84.96 1019.52   944.00   75.52
22 THN - 29 THN 69.21 830.52   769.00   61.52
30 THN - 39 THN 70.56 846.72   784.00   62.72
40 THN - 49 THN 98.73 1184.76   1097.00   87.76
50 THN - 54 THN 117.09 1405.08   1301.00   104.08
55 THN - 59 THN 175.59 2107.08   1951.00   156.08
60 THN - 64 THN 278.46 3341.52   3094.00   247.52
65 THN - 69 THN 371.43 4457.16   4127.00   330.16
70 THN - 74 THN 503.55 6042.60   5595.00   447.60
75 THN - 79 THN 851.22 10214.64   9458.00   756.64

PATINA2016 - RM33 + GST SEBULAN - COVER RM 100,000




PATINA 2016 - PELAN KEMALANGAN YANG COVER KEMATIAN BIASA







Kad Perubatan MAA Takaful Medica 2015 - P250 - LELAKI / MALE




Kelebihan Medica 2015 - PELAN P250 1.Had Tahunan Yang Tinggi - RM100,000 2.Bilik Ward RM250  2.TIADA HAD Seumur Hidup 3.DISKAUN...

Kad Perubatan MAA Takaful Medica 2015 - P250 - PEREMPUAN / FEMALE






Kelebihan Medica 2015 - PELAN P250
1.Had Tahunan Yang Tinggi - RM100,000
2.Bilik Ward RM250 
2.TIADA HAD Seumur Hidup
3.DISKAUN 20% Jika Tiada Tuntutan Setiap 12 Bulan
4.Guaranteed Renewability Sehingga Umur 80
5.Tiada Ko-Takaful Untuk Semua Umur
6.Pendapat Pakar Kedua (Penyakit Kritikal)
7.Khairat Kematian RM5,000
8.Entry Age Dari Umur 30 hari Sehinggga Umur 65 Tahun
9.105 Panel Hospital Swasta






MALE - P250 Limit Yearly = RM100000, Limit Lifetime = None, Daily PerRoom =RM250 SELANG UMUR CARUMAN BULANAN (RM) JIKA BULANAN X 12 BLN (...

Kad Perubatan MAA Takaful Medica 2015 - P250

MALE - P250Limit Yearly = RM100000, Limit Lifetime = None, Daily PerRoom =RM250
SELANG UMURCARUMAN BULANAN (RM)JIKA BULANAN X 12 BLN (RM) CARUMAN TAHUNAN (RM) *JIMAT BERBANDING BULANAN(RM)
30 HARI - 5 THN137.791653.48 1531.00 122.48
6 THN   - 15 THN56.88682.56 632.00 50.56
16 THN - 21 THN106.471277.64 1183.00 94.64
22 THN - 29 THN86.671040.04 963.00 77.04
30 THN - 39 THN88.201058.40 980.00 78.40
40 THN - 49 THN124.381492.56 1382.00 110.56
50 THN - 54 THN150.841810.08 1676.00 134.08
55 THN - 59 THN229.142749.68 2546.00 203.68
60 THN - 64 THN371.344456.08 4126.00 330.08
65 THN - 69 THN496.355956.20 5515.00 441.20
70 THN - 74 THN674.288091.36 7492.00 599.36
75 THN - 79 THN1138.3213659.84 12648.00 1011.84
* Caruman Tahunan adalah LEBIH MURAH daripada Caruman Bulanan - Sila refer jadual untuk penjimatan.
Jika Caruman Bulanan, kaedah pembayaran adalah Wajib Autodebit/Kad Kredit sahaja



===========================================================================

FEMALE - P250Limit Yearly = RM100000, Limit Lifetime = None, Daily PerRoom =RM250
SELANG UMURCARUMAN BULANAN (RM)JIKA BULANAN X 12 BLN (RM) CARUMAN TAHUNAN (RM) *JIMAT BERBANDING BULANAN(RM)
30 HARI - 5 THN137.791653.48 1531.00 122.48
6 THN   - 15 THN56.61679.32 629.00 50.32
16 THN - 21 THN110.971331.64 1233.00 98.64
22 THN - 29 THN90.271083.24 1003.00 80.24
30 THN - 39 THN91.891102.68 1021.00 81.68
40 THN - 49 THN128.971547.64 1433.00 114.64
50 THN - 54 THN153.001836.00 1700.00 136.00
55 THN - 59 THN229.682756.16 2552.00 204.16
60 THN - 64 THN364.504374.00 4040.00 334.00
65 THN - 69 THN486.275835.24 5403.00 432.24
70 THN - 74 THN658.717904.52 7319.00 585.52
75 THN - 79 THN1114.9213379.04 12388.00 991.04
* Caruman Tahunan adalah LEBIH MURAH daripada Caruman Bulanan - Sila refer jadual untuk penjimatan.
Jika Caruman Bulanan, kaedah pembayaran adalah Wajib Autodebit/Kad Kredit sahaja